Attention homeowners in Scottsdale and Maricopa County: Get an Appraisal today!
The top seven reasons why AZ homeowners hire Tatum Appraisal Services, LLC.:
Do you own a house in or near Scottsdale? Do you need help deciding the value of your real estate?
At Tatum Appraisal Services, LLC., we understand the special needs of a customer seeking appraisal services. Our usual business clients understand the appraisal process and the customary "products" we deliver to them. But as a general consumer,you can expect extra guidance and explanations through the appraisal process to more fully understand what we do and how we document the results of our analysis. Pre-listing Services/For Sale By Owner (FSBO)It's very hard to be objective about your own house because you most likely have an emotional attachment to it. Our professional appraisers at Tatum Appraisal Services, LLC. are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic selling price so your home will attract buyers, a professional appraisal is very important as a negotiating tool once you have an interested buyer. It's something tangible to show your buyer. It's an independent third party's opinion of your house's value, and not just you saying how much your home is worth. Potential buyers assume you have an emotional attachment to your home and will be far more likely to give credibility to an accomplished appraiser's value conclusion than yours. Appraisals to remove PMIGetting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a popular way to save money for homeowners. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your home. In most cases you can apply to a lender to have the PMI removed from your loan. At Tatum Appraisal Services, LLC., we're veterans in helping consumers just like you do away with unnecessary PMI insurance. Challenging Maricopa county's assessment of your propertyIf you live in a local area that is declining or is not appreciating as much as other homes close to yours, your local tax assessor may have your home overvalued. That means you're paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better off you'll be. An appraisal report from Tatum Appraisal Services, LLC. is your chief weapon when challenging your property tax assessment. Was your HELOC recently frozen?If your house is in or near a declining area, your lender may just choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be inconvenient from a cash flow viewpoint, and damaging to your credit score since it may appear as though that credit line is maxed out. Tatum Appraisal Services, LLC. can help you reinstate your home equity line of credit with efficient appraisal. Do You Need Field and Desktop Appraisal Review Services?Have you just received a copy of your appraisal and you'd like to have a professional double-check it for precision or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comps in question. If you're in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files. Need a retrospective review of an appraisal? We can help with that too. While usually requested by banks, you may want to utilize this service if you suspect mortgage fraud related to your home. |